reedem or buy, stcg after 2pm, knwing % raise nifty50

 # Inputs

nifty_pct = 3.3       # Example: 2.3% rise till 2PM

nifty_pe = 24.0       # High valuation

total_capital = 5_00_000

sip_component = 3_00_000

dip_component = 5_00_000

liquid_component = 2_00_000

# Assumed values for logic

buy_pct = 0.0

redeem_pct = 0.0

buy_reason = ""

redeem_reason = ""

# Assumed gains and holding info

# You should track how long your investments are held

estimated_redeem_profit = 1.5 * 1e5  # ₹1.5L profit

is_short_term = True                 # True = STCG

# Buy logic

if nifty_pct <= -1.0:

    if nifty_pe < 18:

        buy_pct = 0.5

        buy_reason = "📉 Deep dip + undervalued"

    elif nifty_pe <= 23:

        buy_pct = 0.3

        buy_reason = "📉 Dip + fair valuation"

    else:

        buy_pct = 0.1

        buy_reason = "📉 Dip + overvalued market"

# Redeem logic

if nifty_pct >= 2.0 and nifty_pe > 23:

    redeem_pct = 0.3

    redeem_reason = "📈 Big rally + high PE → book profits"

# Calculate amounts

buy_amount = int(buy_pct * dip_component)

redeem_amount = int(redeem_pct * dip_component)

# Tax logic

if is_short_term:

    tax = 0.15 * estimated_redeem_profit  # 15% STCG

else:

    gain_above_exempt = max(0, estimated_redeem_profit - 1e5)

    tax = 0.10 * gain_above_exempt        # 10% LTCG if applicable

# Final net redemption

net_redeem = redeem_amount - int(tax)

# Output

print("📈 Nifty Today:", nifty_pct, "%")

print("📊 Nifty PE:", nifty_pe)

print("\n💰 Buy Recommendation:")

print(f"→ {buy_reason}, Buy ₹{buy_amount} from dip reserve.")

print("\n💸 Redeem Recommendation:")

print(f"→ {redeem_reason}, Redeem ₹{redeem_amount}")

print(f"🏦 Estimated Gain: ₹{int(estimated_redeem_profit)}")

print(f"💸 Tax Applied: ₹{int(tax)} ({'STCG' if is_short_term else 'LTCG'})")

print(f"✅ Net Amount Redeemable: ₹{net_redeem}")