kakina tata aig , plan benifits. mother in law, father in law

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  • Sum Insured: ₹25,00,000 on a family floater basis for self, spouse, and daughter, excluding cumulative bonus.
  • In-Patient Treatment: Covered up to Sum Insured for hospitalization expenses.
  • Pre-Hospitalization Expenses: Covered up to 60 days before admission.
  • Post-Hospitalization Expenses: Covered up to 90 days after discharge.
  • Day Care Procedures: Covered up to Sum Insured for treatments not requiring 24-hour hospitalization.
  • Organ Donor: Covered up to Sum Insured for donor expenses during transplant.
  • Domiciliary Treatment: Covered up to Sum Insured for treatment at home under specific conditions.
  • Restore Benefit: 100% of Sum Insured restored if exhausted in a policy year.
  • AYUSH Benefit: Covered up to Sum Insured for Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatments.
  • Ambulance Cover: Up to ₹5,000 per hospitalization for road ambulance.
  • Health Check-up: Up to 1% of Sum Insured (max ₹10,000) per policy year on cashless basis.
  • Compassionate Travel: Up to ₹20,000 per policy year for travel to accompany insured during hospitalization abroad.
  • Consumables Benefit: Covered up to Sum Insured for non-medical items like gloves and masks.
  • Global Cover for Planned Hospitalization: Up to Sum Insured for planned treatments outside India, subject to conditions.
  • Bariatric Surgery Cover: Covered up to Sum Insured for weight-loss surgery if medically necessary.
  • In-Patient Dental Treatment: Covered up to Sum Insured for dental procedures requiring hospitalization.
  • Vaccination Cover: Covered up to Sum Insured for post-bite or injury vaccinations.
  • Hearing Aid: 50% of actual cost, up to ₹10,000 per policy year.
  • Daily Cash for Shared Accommodation: 0.25% of base Sum Insured (max ₹2,000/day) if opting for shared room.
  • Accidental Death Benefit: 100% of base Sum Insured (₹25,00,000) payable in case of accidental death.

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