choosing best equity mutual funds

 

on 10th march 2025

do the same analysis for eqity section ( sorted: based on return for 15 entries) as above?

ChatGPT said:

Here’s the analysis for the Equity Funds, sorted based on returns across 1Y, 3Y, and 5Y periods.

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Top Equity Funds Based on Returns

Best Performing Equity Funds (Highest Returns)

1. Bandhan Small Cap Fund Direct Growth

   • 1Y: 16.06%
   • 3Y: 28.98%
   • 5Y: 34.45% (Highest)
   • Risk: Very High
   • Why? Best 5-year return, consistently strong across all periods.

2. ICICI Prudential Infrastructure Direct Growth

   • 1Y: 4.24%
   • 3Y: 30.26%
   • 5Y: 31.99%
   • Risk: Very High
   • Why? Excellent long-term returns (3Y & 5Y), but moderate short-term.

3. Motilal Oswal Midcap Fund Direct Growth

   • 1Y: 17.56%
   • 3Y: 31.74% (Highest 3Y)
   • 5Y: 28.67%
   • Risk: Very High
   • Why? Top performer in 3-year return, great mid-term growth.

4. Nippon India Power & Infra Fund Direct Growth

   • 1Y: -1.97%
   • 3Y: 30.44%
   • 5Y: 28.75%
   • Risk: Very High
   • Why? Slightly negative short-term but excellent long-term growth.

5. Franklin India Opportunities Direct Fund Growth

   • 1Y: 11.55%
   • 3Y: 29.46%
   • 5Y: 27.68%
   • Risk: Very High
   • Why? Strong 3Y & 5Y performance, solid long-term investment.

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Moderate Performers (Decent, but not the Best)

1. Franklin Build India Direct Fund Growth

   • 1Y: 1.18%
   • 3Y: 29.85%
   • 5Y: 26.68%
   • Risk: Very High
   • Why? Excellent 3Y but weak 1Y return.

2. SBI PSU Direct Plan Growth

   • 1Y: -4.78%
   • 3Y: 31.28%
   • 5Y: 26.49%
   • Risk: Very High
   • Why? Poor short-term return, but strong mid-term performance.

3. DSP India T.I.G.E.R. Fund Direct Growth

   • 1Y: 3.71%
   • 3Y: 28.69%
   • 5Y: 27.75%
   • Risk: Very High
   • Why? Good overall but lacks outstanding returns.

4. Bandhan Infrastructure Fund Direct Plan Growth

   • 1Y: 2.76%
   • 3Y: 28.89%
   • 5Y: 29.98%
   • Risk: Very High
   • Why? Good consistency, but lower recent performance.

5. LIC MF Infrastructure Fund Direct Growth

   • 1Y: 12.57%
   • 3Y: 28.46%
   • 5Y: 26.62%
   • Risk: Very High
   • Why? Decent all-around performance.

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Funds to Avoid (Low Returns)

1. Aditya Birla Sun Life PSU Equity Fund Direct Growth

   • 1Y: -11.66% (Worst 1Y)
   • 3Y: 28.70%
   • 5Y: 29.20%
   • Risk: Very High
   • Why? Strong long-term, but terrible short-term.

2. ICICI Prudential BHARAT 22 FOF Direct Growth

   • 1Y: -5.05%
   • 3Y: 28.38%
   • 5Y: 27.57%
   • Risk: Very High
   • Why? Weak 1Y, decent long-term, but not the best.

3. HDFC Infrastructure Direct Plan Growth

   • 1Y: -0.33%
   • 3Y: 31.33%
   • 5Y: 27.70%
   • Risk: Very High
   • Why? Poor short-term, moderate long-term.

4. Invesco India PSU Equity Fund Direct Growth

   • 1Y: -5.78%
   • 3Y: 30.60%
   • 5Y: 25.02%
   • Risk: Very High
   • Why? Weak recent performance.

5. UTI Large & Mid Cap Fund Direct Growth

   • 1Y: 18.06% (Best 1Y)
   • 3Y: 28.43%
   • 5Y: 15.83% (Worst 5Y)
   • Risk: Very High
   • Why? Best short-term, but worst long-term.

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Final Recommendation

• Best Short-Term (1Y): UTI Large & Mid Cap Fund (18.06%)
• Best Mid-Term (3Y): Motilal Oswal Midcap Fund (31.74%)
• Best Long-Term (5Y): Bandhan Small Cap Fund (34.45%)
• Balanced Option: ICICI Prudential Infrastructure Fund (Strong across 3Y & 5Y)
• Avoid: Aditya Birla Sun Life PSU Fund (Terrible 1Y return)