choosing best hybrid fund, first 15 groww app filter, based on returns.

 



on 10th march 2025

chat gpt suggested.

do analysis , best hybrid fund ( search sort based on return ), to invest in best hybrid fund as given in image list? why? which is not ? which is ok?
ChatGPT said:

Based on the given image, let's analyze the hybrid funds and sort them based on their returns over different time periods (1Y, 3Y, and 5Y).

Top Hybrid Funds Based on Returns

Best Hybrid Funds for Investment (Highest Returns)

  1. Nippon India Multi Asset Fund Direct Growth

    • 1Y: 32.01% (Highest)
    • 3Y: 18.34%
    • 5Y: NA
    • Risk: Very High
    • Why? Highest 1-year return, but long-term data is missing.
  2. JM Equity Hybrid Fund Direct Growth

    • 1Y: 28.03%
    • 3Y: 23.03%
    • 5Y: 16.18%
    • Risk: Very High
    • Why? Strong returns across all time periods. Best for long-term investment.
  3. Quant Multi Asset Fund Direct Growth

    • 1Y: 5.06%
    • 3Y: 21.81%
    • 5Y: 28.37% (Highest 5Y return)
    • Risk: High
    • Why? Consistently high 5-year return, making it a great long-term investment.
  4. ICICI Prudential Multi Asset Fund Direct Growth

    • 1Y: 11.84%
    • 3Y: 19.53%
    • 5Y: 23.29%
    • Risk: High
    • Why? Balanced returns across all periods, good for stable growth.

Funds That Are Just "OK" (Moderate Performance)

  1. HDFC Balanced Advantage Fund Direct Plan Growth

    • 1Y: 4.96%
    • 3Y: 21.34%
    • 5Y: 21.88%
    • Risk: High
    • Why? Good long-term return, but weak short-term performance.
  2. Kotak Multi Asset Allocator FoF Dynamic Direct Growth

    • 1Y: 8.07%
    • 3Y: 18.74%
    • 5Y: 20.17%
    • Risk: Very High
    • Why? Decent return, but not the best performer.
  3. Mahindra Manulife Aggressive Hybrid Fund Direct Growth

    • 1Y: 8.72%
    • 3Y: 17.68%
    • 5Y: 19.83%
    • Risk: Moderately High
    • Why? Moderate returns with lower risk.

Funds That Are Not Ideal (Poor Returns)

  1. Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

    • 1Y: 3.55%
    • 3Y: 17.83%
    • 5Y: 23.01%
    • Risk: High
    • Why? Weak short-term return, average long-term growth.
  2. JM Aggressive Hybrid Fund Direct Growth

    • 1Y: 4.79%
    • 3Y: 22.90%
    • 5Y: 23.69%
    • Risk: Very High
    • Why? Weak 1-year return, decent long-term.
  3. Edelweiss Aggressive Hybrid Fund Direct Growth

    • 1Y: 7.17%
    • 3Y: 18.82%
    • 5Y: NA
    • Risk: Very High
    • Why? Moderate returns, no 5-year data.

Final Recommendation

  • Best Short-Term (1Y): Nippon India Multi Asset Fund (32.01%)
  • Best Long-Term (5Y): Quant Multi Asset Fund (28.37%)
  • Balanced Option: JM Equity Hybrid Fund (Strong across all periods)
  • Avoid: Funds with low 1-year returns and missing long-term data.


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