Choosing right fund , based on groww filter and chatGPT image analysis
equity ->thematic section.
based on returns ( filter). not with rating.
Based on the analysis, I will select funds that meet the following criteria:
✅ Strong long-term performance (3Y & 5Y returns above 25%)
✅ Positive or relatively better 1-year returns compared to others
✅ Not in a sector that is underperforming significantly in the short term
Best Mutual Fund Picks from the Image
1️⃣ Franklin India Opportunities Direct Fund Growth
- 1Y: 11.55% ✅ (One of the best short-term performers)
- 3Y: 29.46% ✅
- 5Y: 27.86% ✅
2️⃣ ICICI Prudential India Opportunities Fund Direct Growth
- 1Y: 9.67% ✅
- 3Y: 25.31% ✅
- 5Y: 29.93% ✅ (Strong long-term growth)
3️⃣ ICICI Prudential Dividend Yield Equity Fund Direct Growth
- 1Y: 5.01% ✅
- 3Y: 23.90% ✅
- 5Y: 28.85% ✅
4️⃣ Nippon India Consumption Fund Direct Growth
- 1Y: 5.80% ✅
- 3Y: 22.42% ✅
- 5Y: 22.91% ✅
Why These Funds?
- Franklin India Opportunities Fund and ICICI Prudential India Opportunities Fund are the best because they have strong long-term performance and good short-term returns.
- Dividend Yield and Consumption funds provide stability with relatively positive 1-year performance, which is better than PSU or Business Cycle funds.
Avoid for Now (Due to Weak 1-Year Returns)
❌ Aditya Birla Sun Life PSU Equity Fund (-11.66%)
❌ Quant Quantamental Fund (-8.24%)
❌ Quant ESG Equity Fund (-5.81%)
❌ Invesco India PSU Equity Fund (-5.78%)
Final Verdict
If you’re investing for 3-5 years, go for Franklin India Opportunities & ICICI Prudential India Opportunities.
If you want safer returns in 1-3 years, consider ICICI Dividend Yield & Nippon Consumption Fund.
Would you like help in tracking these funds further?
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Best Small Cap Mutual Fund Picks Based on Performance
(Similar approach: Strong 3Y & 5Y returns, good 1Y performance, and avoiding major short-term underperformers)
Top Small Cap Funds to Consider
1️⃣ Bank of India Small Cap Fund Direct Growth
- 1Y: 48.78% ✅ (Best performer this year)
- 3Y: 27.19% ✅
- 5Y: 33.31% ✅ (Strong long-term performer)
2️⃣ Bandhan Small Cap Fund Direct Growth
- 1Y: 16.06% ✅ (Good short-term performance)
- 3Y: 28.98% ✅
- 5Y: 34.45% ✅ (One of the best long-term returns!)
3️⃣ Tata Small Cap Fund Direct Growth
- 1Y: 11.09% ✅ (Decent short-term growth)
- 3Y: 25.01% ✅
- 5Y: 30.25% ✅
4️⃣ Invesco India Smallcap Fund Direct Growth
- 1Y: 11.77% ✅
- 3Y: 24.88% ✅
- 5Y: 27.61% ✅
5️⃣ Nippon India Small Cap Fund Direct Growth
- 1Y: 3.57% ✅ (Slightly low, but historically strong)
- 3Y: 24.82% ✅
- 5Y: 31.98% ✅ (Strong long-term performer)
Funds to Avoid for Now
(Due to weak 1Y performance or below-average long-term returns)
❌ Quant Small Cap Fund Direct Growth (-4.30%)
❌ Franklin India Smaller Companies Fund (0.44%)
❌ HDFC Small Cap Fund (0.20%)
❌ Motilal Oswal Smallcap 250 Index Fund (-1.34%)
Final Investment Recommendation
- For high growth potential: Bank of India Small Cap Fund (Strong in all timeframes)
- For consistent long-term returns: Bandhan Small Cap Fund & Nippon India Small Cap Fund
- For balanced risk: Tata Small Cap & Invesco India Smallcap Fund
Best Flexi Cap Mutual Funds Based on Returns
(Sorted based on 1Y, 3Y, and 5Y performance)
Top Performing Flexi Cap Funds
(Best in multiple timeframes, strong returns, and consistent performance)
1️⃣ Motilal Oswal Flexi Cap Fund Direct Growth
- 1Y: 16.36% ✅ (Best 1Y performer!)
- 3Y: 23.70% ✅
- 5Y: 17.23% ✅ (Good long-term return)
2️⃣ HDFC Focused 30 Fund Direct Plan Growth
- 1Y: 11.82% ✅
- 3Y: 26.56% ✅ (Top 3Y performer!)
- 5Y: 26.40% ✅ (Very strong long-term return!)
3️⃣ HDFC Flexi Cap Direct Plan Growth
- 1Y: 9.70% ✅
- 3Y: 24.55% ✅
- 5Y: 25.35% ✅ (Consistent across all periods!)
4️⃣ ICICI Prudential Focused Equity Fund Direct Growth
- 1Y: 9.04% ✅
- 3Y: 22.62% ✅
- 5Y: 25.33% ✅ (Stable performer!)
5️⃣ Invesco India Focused Fund Direct Growth
- 1Y: 14.57% ✅
- 3Y: 22.96% ✅
- 5Y: NA
Funds to Avoid for Now
(Due to negative or low short-term performance)
❌ Quant Flexi Cap Fund Direct Growth (-7.79%) (Weak 1Y return, despite strong 5Y return)
❌ JM Focused Direct Plan Growth (1.65%) (Weak in all timeframes)
❌ Bank of India Flexi Cap Fund (1.84%) (Weak 1Y & NA for 5Y returns)
Final Investment Recommendation
- For high growth & short-term performance: Motilal Oswal Flexi Cap Fund
- For consistent long-term growth: HDFC Focused 30 Fund & HDFC Flexi Cap Fund
- For a balanced approach: ICICI Prudential Focused Equity Fund & Invesco India Focused Fund
