silver mutual funds why?

-

Top Silver Mutual Funds in India for 2025

1. Aditya Birla Sun Life Silver ETF FoF - Regular Growth

  • 3-Year Returns: ~30.04%
  • Key Highlights:
    • Outperforms peers like Kotak, Axis, and HDFC Silver ETF FoFs (which reported 0% over the same period).
    • Invests in Aditya Birla Sun Life Silver ETF, closely tracking domestic silver prices.
    • Suitable for long-term growth (5-7 years), benefiting from silver’s bullish cycles.
    • Low expense ratio and passive management ensure cost efficiency.
  • Why Choose?
    • Highest recent returns and consistent performance.
    • High correlation with physical silver prices.
    • Cost-effective with minimal tracking error.

2. ICICI Prudential Silver ETF Fund of Fund - Growth

  • 3-Year Returns: ~29.97%
  • Key Highlights:
    • Invests in ICICI Prudential Silver ETF (99.9% pure physical silver).
    • Managed by a reputable fund house with large AUM (>₹4,175 crore), ensuring liquidity.
    • Minimal tracking error, aligning closely with silver price movements.
    • Suitable for investors seeking stability and professional oversight.
  • Why Choose?
    • Slightly lower but comparable returns.
    • High liquidity and transparency.
    • Renowned fund house reliability.

3. Nippon India Silver ETF FoF - Direct Growth

  • AUM: ₹6,44,226 Cr (as of Sep 2025)
  • NAV: ₹19.15
  • Key Highlights:
    • Very accessible with a low minimum SIP/lump sum of ₹100.
    • Direct plan reduces expense ratio, boosting net returns.
    • Invests in Nippon India Silver ETF for reliable silver price tracking.
    • Rated "Very High" risk – suitable for aggressive investors comfortable with volatility.
  • Why Choose?
    • Cost-efficient and beginner-friendly.
    • Easy entry point for retail investors.

Why Invest in Silver Mutual Funds?

  • Diversification: Adds a non-equity asset class, reducing overall risk.
  • No Storage Hassles: No concerns about physical storage, theft, or purity.
  • Lower Costs: Passive ETFs and FoFs have lower expense ratios (SEBI caps at 1% for ETFs).
  • Industrial Demand: Silver’s role in solar energy, electronics, and EVs supports long-term growth.
  • Tax Benefits: LTCG over 12 months taxed at 12.5%; short-term gains taxed as per income slab.

Key Investment Considerations

  • Volatility: Silver is more volatile than gold; a 5-7 year horizon is recommended.
  • Expense Ratio & Tracking Error: Opt for funds with low fees and minimal tracking error.
  • Investment Mode: SIPs help mitigate volatility.
  • Risk Tolerance: Suitable for moderate to high-risk investors.
  • Portfolio Allocation: Experts suggest 10-20% in precious metals for diversification.

Why These Funds Stand Out

  • Performance: Aditya Birla and ICICI Prudential funds have delivered around 30% 3-year returns.
  • Liquidity & AUM: Large AUM ensures ease of buying/selling.
  • Reputation: Managed by reputable AMCs complying with SEBI standards.
  • Accessibility: Nippon India’s low entry point and direct plan options.

How to Invest

  • Platforms: Use MySIPonline, Groww, Dhan, etc., for online investment.
  • Documents: Complete KYC, choose SIP or lump-sum.
  • Direct ETFs: Require a demat/trading account for NSE/BSE trading.

Final Advice

  • Assess your risk appetite and investment horizon.
  • Use SIPs to average costs and reduce timing risks.
  • Consult a financial advisor for personalized guidance.
  • Review fund details regularly, focusing on expense ratios, tracking error, and fund house reputation.

Ranked Top Two Funds

RankFund NameKey Reasoning
1Aditya Birla Sun Life Silver ETF FoF - Regular GrowthHighest 3-year returns (~30.04%), excellent tracking, cost-efficient, reliable.
2ICICI Prudential Silver ETF FoF - GrowthSlightly lower returns (~29.97%), large AUM, high liquidity, stable management.

Note: Both options are excellent for silver exposure, with Aditya Birla slightly leading in recent performance and cost efficiency.

If you'd like to explore specific investment platforms, or need detailed fund performance data, I recommend visiting fund house websites or trusted mutual fund portals.

Disclaimer: Mutual fund investments carry market risks. Past performance does not guarantee future results. Always perform due diligence or consult a financial advisor before investing.

Popular posts from this blog

SAP CPI : camle expression in sap cpi , cm, router, filter and groovy script. format

-
Image
  --------------------- Using Camel Simple Expression Language Cloud Integration  supports a subset of the expressions defined in Camel Simple Expression Language (see  https://camel.apache.org/components/next/languages/simple-language.html  ). You can use Camel Simple Expression Language when configuring the following components: Components that Support Camel Simple Expression Language Component Use Camel Simple Expression to ... More Information Content modifier Define: Message body Message header Exchange property ( Type  parameter set to  Expression ) Define Content Modifier Write variables Define a variable. ( Type  parameter set to  Expression ) Define Write Variables Router Define a routing condition. ( Expression Type  parameter set to  Non-XML ) Define Router Content filter Define conditions for XPath elements. To review some examples, see  Examples . Define Filter Expressions Supported by Content Modifier and Write Variabl...
Read more

SAP CPI camel conditions and xpath conditions

-
  ------------------------------------ Context You perform this task when you have to specify conditions based on which the messages are routed to a receiver or an interface during runtime. If the message contains XML payload, you form expressions using the XPath-supported operators. If the message contains non-XML payload, you form expressions using the operators shown in the table below: Usage of Operators in Non-XML Conditions Operator Example = ${header.SenderId} = '1' != ${header.SenderId} != '1' > ${header.SenderId} > '1' >= ${header.SenderId} >= '1' < ${header.SenderId} < '1' <= ${header.SenderId} <= '1' and ${header.SenderId}= '1' and ${header.ReceiverId} = '2' or ${header.SenderId}= '1' or ${header.ReceiverId}= '2' contains ${header.SenderId} contains '1' not contains ${header.SenderId} not contains '1' in ${header.SenderId} in '1,...
Read more

oauth call to cpi integraiton suite from sap apim

-
 To integrate SAP API Management (APIM) with SAP Cloud Platform Integration (CPI) using Basic Authentication to obtain a token and subsequently call a CPI iFlow, follow these steps: 🔐 Step 1: Obtain OAuth Token via Basic Authentication Create an API Proxy in SAP APIM : Define a POST resource (e.g., /token ) in your API proxy. Configure OAuthV2 Policy : In the policy editor, add the following policy to generate an access token using the client credentials grant type: xml Copy Edit < OAuthV2 async = "false" continueOnError = "false" enabled = "true" xmlns = "http://www.sap.com/apimgmt" > < Operation >GenerateAccessToken </ Operation > < GenerateResponse /> < SupportedGrantTypes > < GrantType >client_credentials </ GrantType > </ SupportedGrantTypes > </ OAuthV2 > This setup allows clients to obtain an OAuth token by providing their client ID and s...
Read more