comparing mf scheme small camp, quant and bandhan small cap; _ result Quant
compare both mutuval fund scheme performance as chat and its details, compare both, which is best , reason?
ChatGPT said:
Let's compare the two mutual fund schemes based on the information in the uploaded image:
1. Bandhan Small Cap Fund - Direct Growth
- Category: Small Cap Fund (Very High Risk)
- Annualized Return: 39.91%
- Net Asset Value (NAV): ₹50.83 (as of 27th Dec 2024)
- Fund Size: ₹8,489.25 Crore
- Rating: 3 stars
- Minimum SIP Amount: ₹100
2. Quant Small Cap Fund - Direct Plan Growth
- Category: Small Cap Fund (Very High Risk)
- Annualized Return: 19.19%
- Net Asset Value (NAV): ₹729.44 (as of 27th Dec 2024)
- Fund Size: ₹26,644.74 Crore
- Rating: 5 stars
- Minimum SIP Amount: ₹1,000
Comparison
| Feature | Bandhan Small Cap Fund | Quant Small Cap Fund |
|---|---|---|
| Category | Small Cap Fund (Very High Risk) | Small Cap Fund (Very High Risk) |
| Annualized Returns | 39.91% (Higher) | 19.19% |
| NAV (27th Dec 2024) | ₹50.83 | ₹729.44 |
| Fund Size | ₹8,489.25 Crore | ₹26,644.74 Crore (Higher) |
| Rating | 3 stars | 5 stars (Better Rated) |
| Min. SIP Amount | ₹100 | ₹1,000 |
Analysis
Which is Best?
Quant Small Cap Fund is a better choice for the following reasons:
- Higher Rating: Quant Small Cap Fund has a 5-star rating, indicating better performance consistency and investor trust compared to Bandhan Small Cap Fund (3-star rating).
- Fund Size: Larger fund size (₹26,644.74 Cr vs. ₹8,489.25 Cr) suggests Quant is more established and widely trusted.
- Stability vs. High Risk Returns: Although Bandhan has a higher annualized return (39.91%), such high returns often come with greater risk and volatility. Quant, with 19.19%, provides more stable growth in the same category.
When to Choose Bandhan Small Cap Fund?
- If your goal is aggressive growth and you are willing to take higher risks for potentially higher returns, Bandhan could be an option. However, its 3-star rating suggests some caution is necessary.
When to Choose Quant Small Cap Fund?
- If you prefer stability, consistency, and a well-established track record, Quant is the safer choice despite slightly lower returns.
Recommendation
Quant Small Cap Fund - Direct Plan Growth is recommended due to its better rating, larger fund size, and stable performance, making it a more reliable option in the small-cap category.