finding best performance mutural funds, choosing best again. from 27 list.

- December 27, 2024

i have report , mutual funds earning data, (name,ytd,1year %,3years %,5 year%,10yers) anulized returns; i provide 27 list; based on this i want to take decision , which is best to invest at least 4 ? explain me reason for first best 4; Result Table Name YTD Return (%) 1 Year Annualised (%) 3 Years Annualised (%) 5 Years Annualised (%) 10 Years Annualised (%) Motilal Oswal Midcap Direct Growth 56.89 57.20 37.13 34.71 22.01 Motilal Oswal Midcap Regular Growth 55.21 55.50 35.60 33.15 20.54 Bandhan Small Cap Fund Direct Growth 44.54 46.15 30.97 – – Motilal Oswal Large and Midcap Fund Direct Growth 48.55 50.17 30.20 28.84 – Invesco India Infrastructure Fund Direct Pan Growth Option 35.46 37.60 30.03 32.33 19.21 Bandhan Small Cap Fund Regular Growth 42.52 44.09 29.00 – – Nippon India Small Cap Fund - Direct Plan - Growth Plan 26.73 28.08 28.64 36.66 23.37 JM Flexicap Fund (Direct) Growth Option 34.95 36.77 28.55 25.57 18.70 Motilal Oswal Large and Midcap Fund Regular Growth 46.63 48.21 28.37 26.87 – Edelweiss Mid Cap Fund Direct Plan Growth Option 40.26 41.56 27.97 32.37 20.64 Kotak Multicap Fund Direct Growth 28.75 30.81 27.83 – – Quant Small Cap Fund Growth Option Direct Plan 22.69 24.37 27.66 47.47 21.13 Invesco India Mid Cap Fund Direct Plan Growth Option 45.49 47.63 27.29 30.24 20.28 Mahindra Manulife Mid Cap Fund Direct Growth 30.91 33.51 27.08 29.92 – JM Value Fund (Direct) - Growth 26.76 28.31 26.90 25.75 18.85 Bank of India Manufacturing & Infra Direct Plan Growth 28.74 30.53 26.76 32.08 18.37 HDFC Focused 30 Fund -Direct Plan - Growth Option 25.25 26.50 26.46 24.36 15.23 SBI Long Term Equity Fund Direct Growth 28.64 31.24 25.87 25.36 15.71 Quant Mid Cap Fund Growth Option Direct Plan 19.05 21.23 25.69 34.25 19.23 Bank of India Small Cap Fund Direct Growth 32.79 33.37 25.16 38.92 – HSBC Value Fund Direct Plan Growth Option 27.50 28.73 25.09 25.85 18.20 Kotak Emerging Equity Scheme Direct Growth 34.74 36.01 25.04 28.95 20.28 SBI Long Term Equity Fund Regular Growth 27.79 30.35 25.03 24.55 14.97 JM Aggressive Hybrid Fund (Direct) - Growth Option 29.29 30.17 24.76 25.48 14.08 Bank of India Flexi Cap Fund Direct Growth 32.29 33.25 24.18 – –

3/3

To select the top 4 mutual funds for investment based on the given data, I’ll evaluate the funds on the following criteria:

Consistency Across Time Frames: Funds with high and stable annualized returns across different time horizons (YTD, 1-year, 3-year, 5-year, and 10-year) are preferred.
Long-Term Performance: Higher weightage is given to 5-year and 10-year returns as they reflect long-term stability.
Comparative Ranking: Funds that outperform others in multiple categories.

Selected Top 4 Funds and Reasons

Motilal Oswal Midcap Direct Growth
- YTD Return: 56.89% (highest among all funds).
- Consistent High Returns:
  - 1 Year: 57.20% (highest).
  - 3 Years: 37.13% (highest).
  - 5 Years: 34.71% (second-highest).
  - 10 Years: 22.01% (second-highest).
- Reason: This fund demonstrates exceptional performance across all time horizons, reflecting strong management and market positioning.
Nippon India Small Cap Fund - Direct Plan - Growth Plan
- YTD Return: 26.73%.
- Long-Term Excellence:
  - 5 Years: 36.66% (highest among all funds).
  - 10 Years: 23.37% (highest).
- Reason: While its short-term performance (YTD) is moderate, its long-term returns (5 and 10 years) are the best, making it a solid pick for long-term investment.
Quant Small Cap Fund Growth Option Direct Plan
- YTD Return: 22.69%.
- Long-Term Excellence:
  - 3 Years: 27.66%.
  - 5 Years: 47.47% (highest among all funds).
  - 10 Years: 21.13% (third-highest).
- Reason: Despite moderate short-term performance, its stellar 5-year return highlights its potential for high long-term growth.
Motilal Oswal Large and Midcap Fund Direct Growth
- YTD Return: 48.55%.
- Consistency:
  - 1 Year: 50.17%.
  - 3 Years: 30.20%.
  - 5 Years: 28.84%.
- Reason: This fund balances both short-term and long-term performance, making it a versatile option.

Result Table for Top 4 Funds

Name	YTD Return (%)	1 Year (%)	3 Years (%)	5 Years (%)	10 Years (%)
Motilal Oswal Midcap Direct Growth	56.89	57.20	37.13	34.71	22.01
Nippon India Small Cap Fund Direct Growth	26.73	28.08	28.64	36.66	23.37
Quant Small Cap Fund Direct Growth Plan	22.69	24.37	27.66	47.47	21.13
Motilal Oswal Large and Midcap Direct Growth	48.55	50.17	30.20	28.84	-

Conclusion

Diversified Selection: These funds include midcap, small-cap, and large-midcap funds to ensure diversity.
Strong Performance: Each selected fund demonstrates either consistency across time or dominance in long-term returns.
Recommendation: Based on goals (e.g., long-term growth vs. short-term gains), weight your investments towards funds excelling in desired timeframes.
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data( copied from morning star , rating only 5 star rating).
Result Table
Name
YTD Return (%)
1 Year Annualised (%)
3 Years Annualised (%)
5 Years Annualised (%)
10 Years Annualised (%)
Motilal Oswal Midcap Direct Growth
56.89 57.20 37.13 34.71 22.01
Motilal Oswal Midcap Regular Growth
55.21 55.50 35.60 33.15 20.54
Bandhan Small Cap Fund Direct Growth
44.54 46.15 30.97 – –
Motilal Oswal Large and Midcap Fund Direct Growth
48.55 50.17 30.20 28.84 –
Invesco India Infrastructure Fund Direct Pan Growth Option
35.46 37.60 30.03 32.33 19.21
Bandhan Small Cap Fund Regular Growth
42.52 44.09 29.00 – –
Nippon India Small Cap Fund - Direct Plan - Growth Plan
26.73 28.08 28.64 36.66 23.37
JM Flexicap Fund (Direct) Growth Option
34.95 36.77 28.55 25.57 18.70
Motilal Oswal Large and Midcap Fund Regular Growth
46.63 48.21 28.37 26.87 –
Edelweiss Mid Cap Fund Direct Plan Growth Option
40.26 41.56 27.97 32.37 20.64
Kotak Multicap Fund Direct Growth
28.75 30.81 27.83 – –
Quant Small Cap Fund Growth Option Direct Plan
22.69 24.37 27.66 47.47 21.13
Invesco India Mid Cap Fund Direct Plan Growth Option
45.49 47.63 27.29 30.24 20.28
Mahindra Manulife Mid Cap Fund Direct Growth
30.91 33.51 27.08 29.92 –
JM Value Fund (Direct) - Growth
26.76 28.31 26.90 25.75 18.85
Bank of India Manufacturing & Infra Direct Plan Growth
28.74 30.53 26.76 32.08 18.37
HDFC Focused 30 Fund -Direct Plan - Growth Option
25.25 26.50 26.46 24.36 15.23
SBI Long Term Equity Fund Direct Growth
28.64 31.24 25.87 25.36 15.71
Quant Mid Cap Fund Growth Option Direct Plan
19.05 21.23 25.69 34.25 19.23
Bank of India Small Cap Fund Direct Growth
32.79 33.37 25.16 38.92 –
HSBC Value Fund Direct Plan Growth Option
27.50 28.73 25.09 25.85 18.20
Kotak Emerging Equity Scheme Direct Growth
34.74 36.01 25.04 28.95 20.28
SBI Long Term Equity Fund Regular Growth
27.79 30.35 25.03 24.55 14.97
JM Aggressive Hybrid Fund (Direct) - Growth Option
29.29 30.17 24.76 25.48 14.08
Bank of India Flexi Cap Fund Direct Growth
32.29 33.25 24.18 – –

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